Why Oracles Matter in Lending

A lending protocol is only as safe as its price data. If the collateral oracle reports a stale or manipulated price, liquidations can fail to trigger — leaving bad debt in the market.

RheoFI's Oracle Adapter

RheoFI abstracts all price queries behind an Oracle Adapter contract. This means the core market contracts never hard-code a specific oracle. When a better or more reliable source becomes available, the adapter can be upgraded without touching market logic.

Current Price Sources

XRPL Native DEX TWAP: For assets with sufficient on-ledger liquidity, RheoFI uses a time-weighted average price derived from the XRPL order book — manipulation-resistant by design.
Chainlink (where available): For major assets with Chainlink feeds on XRPL-compatible networks, we route through the Chainlink aggregator for an independent cross-check.

Oracle Failure Handling

If no valid price is available within a configured staleness window, the market pauses new borrows automatically. Existing positions are not immediately liquidated — protecting borrowers from spurious oracle downtime.