Q2 2026: Testnet Live

RheoFI launched on XRPL testnet in Q2 2026 with three initial isolated markets. Early users can supply, borrow, and test liquidation flows with testnet XRP.

Q3 2026: Mainnet Launch

After a security audit and community feedback period, RheoFI will deploy to XRPL mainnet. Initial markets will focus on XRP and select stablecoins.

Q3–Q4 2026: Governance Module

We're building on-chain governance for parameter updates — collateral factors, borrow caps, new market listings. Token holders will be able to propose and vote on changes.

Q4 2026: Expanded Market Coverage

Additional isolated markets for XRPL-native tokens and bridged assets. Each new market goes through a risk assessment process before listing.

2027: Cross-Chain Collateral

Longer term, we're exploring accepting collateral from other chains via bridges — allowing ETH or BTC holders to borrow on XRPL without selling their assets.